![]() When I overspend a category, YNAB asks me to move money from somewhere else. When I log in, helpful tips pop up just often enough to keep me moving. Post-setup, I check the app regularly because it has a clean, attractive, and simple user interface. I connected my relevant bank accounts and credit cards, added a line or two to the pre-fabbed budget, and was off and running. YNAB took me around 25 minutes to set up. If you’ve failed in the past, YNAB may put effective budgeting within reach. It’s simple, easy, and automated, which saves time and energy most ADHD’ers aren’t going to put into their budget anyway. Turns out, I didn’t know everything, and YNAB is great for people with ADHD. I’ve been using it for almost three months now. Without it, people with ADHD can face lifelong financial insecurity and stress.ĭespite thinking I knew everything there was to know about money, I decided to try You Need a Budget (YNAB), the money management app everyone’s been talking about. Growing up, I was fortunate to learn fiscal responsibility from my parents. We’re impulsive, we’re forgetful, we hate delaying gratification, and we have a lot of trouble making plans and thinking things through. Many adults with ADHD struggle with money.
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